IS ANYBODY LISTENING,IAM A HARD WORKING 42 YEAR OLD WITH A FAMILY OF FOUR,IM AND STUCK BEETWEEN A ROCK AND A HARD STONE ,I WORK FOR A AUTOMOTIVE DEALERSHIP,I HAVE BEEN PAID ON A GARANTEE FOR THE LAST YEAR.ON AUGUST 10TH I WAS TOLD THAT I DIDNT HAVE A PAY CHECK,MY MORTGAGE IS DO,AND I AM ONE MONTH BEHIND,MY MORTGAGE COMPANY TOLD ME THAT MY CREDIT IS NOT GOOD ENOUGH TO REFINANCE,AND I HAVE TO MAKE PAYMENT ARRANGMENTS IN ORDER TO GET HELP,I DONT WANT TO LOOSE EVERYTHING THAT I HAVE,WHAT SHOULD I DO,THE JOB THAT I DO THERE IS NEVER ANY OPENINGS IN MY STATE AND KNOW ONE WANTS TO PAY YOU WHAT YOU ARE WORTH,IS ANYONE LISTENING.